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KreditFair
Loans
06 Loans

Six paths, one principle: Fairness.

Find the financing that matches your plans. Unsure which fits? We are delighted to guide you personally.

01

Personal loan

With a personal loan, you borrow a lump sum and repay it in steady monthly installments. Ideal for major purchases, education, or unexpected needs.

Couple planning household financing and life projects together

Ideal for

  • —Steady monthly installment
  • —Term suited to your budget
  • —Early repayment options without penalty
02

Car loan

Whether buying new or used, a dedicated car loan spreads payments over an amortization period matching your vehicle's lifecycle.

Customer receiving vehicle keys at dealership — Car loan KreditFair

Ideal for

  • —For new and used vehicles
  • —Duration matching vehicle lifespan
  • —Negotiate cash discounts with dealers
03

Mortgage

A mortgage is one of the most significant financial steps in life. We explain all options transparently and accompany you all the way to the notary.

Model house and keys on financing plan — Mortgage KreditFair

Ideal for

  • —Property purchase, building or refinancing
  • —Clear fixed-rate options
  • —Personal guidance tailored to your project
04

Debt consolidation

Managing multiple credit lines or expensive overdrafts? Debt consolidation bundles everything together to restore control and lower your monthly outlay.

Financial relief and lower monthly payments through debt consolidation

Ideal for

  • —One monthly installment instead of many
  • —Full overview of your finances
  • —Clear calculation of savings
05

Business financing

Whether purchasing new machinery, boosting working capital, or seizing an immediate opportunity: we find financing that matches your business rhythm.

Business owner reviewing growth plans and commercial financing

Ideal for

  • —For self-employed, SMEs, and founders
  • —Capital investments and operating cashflow
  • —Terms tailored to business seasonality
06

Renovation loan

Modernizing and upgrading energy efficiency increases living comfort and boosts property value. A renovation loan turns your renovation plans into reality.

Craftsman working on modern home renovation and energy upgrades

Ideal for

  • —Renovation and energy upgrades
  • —Photovoltaics, insulation, heat pumps
  • —Predictable fixed monthly payment

Not sure which loan fits best?

Tell us briefly about your plans. We advise you candidly — even if taking out a loan is not your optimal choice right now.

Contact us→

Ready for the next step?

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Loans — KreditFair