Question 1

What does KreditFair do?

Accepted Answer

We guide individuals and businesses toward the right financing — from personal loans and vehicle financing to mortgages, debt consolidation, and SME loans. From initial inquiry to final payout.

Question 2

Who can submit an application?

Accepted Answer

Adults of legal age with permanent residence and steady income. We assess every application responsibly: can you comfortably afford the monthly installment?

Question 3

Does an application cost anything?

Accepted Answer

No. Inquiries and consultations are free and non-binding. We never charge upfront fees before a loan has been disbursed.

Question 4

How quickly will you contact me?

Accepted Answer

We endeavor to get back to you within one business day. Overall turnaround depends on loan category and documentation availability.

Question 5

Which documents will I need?

Accepted Answer

Depending on the loan, typically valid photo ID, recent pay slips or annual accounts, and bank statements. Your advisor will provide an exact checklist.

Question 6

Can I repay my loan early?

Accepted Answer

Yes. Early partial and full repayments are permitted on our loans. Exact terms are clearly detailed in your contract.

Question 7

How is my personal data handled?

Accepted Answer

Your data is encrypted in transit and handled strictly under GDPR standards solely to process your application. See our privacy policy for details.

Question 8

I received a request to transfer money upfront — is that from you?

Accepted Answer

No. We never ask for payments prior to loan disbursement. Transfer nothing and contact us immediately.

Questions & answers.

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